Loan Officer

Job Summary

• As the Loan Officer, you will be responsible for sourcing and managing SME clients, driving loan portfolio growth, conducting credit assessments, and ensuring the quality and performance of the loan book.

Responsibilities

• Source and onboard qualified SME clients seeking business and commercial loan facilities
• Conduct credit assessments, financial analysis, and loan appraisals to evaluate borrowing capacity and risk
• Manage the end-to-end loan process, including documentation, disbursement, and portfolio monitoring
• Build and maintain strong relationships with SME customers to drive retention and repeat business
• Achieve assigned loan disbursement, portfolio growth, and repayment targets while maintaining portfolio quality

Requirements

• Bachelor's Degree in Finance, Banking, Business Administration, Economics, or a related field
• Minimum of 1 year experience in SME lending, commercial lending, credit analysis, business banking, or microfinance operations
• Strong understanding of SME financing, credit risk assessment, financial statement analysis, and loan structuring
• Excellent relationship management, negotiation, and business development skills
• Proven ability to generate quality loan assets and achieve portfolio growth targets.