Role Summary

• Our client is looking for Head of Treasury for immediate employment.
• The Head of Treasury is a critical executive seat responsible for managing the firm’s liquidity position, safeguarding corporate capital, and balancing our diverse liability portfolio against a fast-moving lending asset book.
• This professional will oversee the mechanical allocation of incoming funds, ensure seamless cash flow for daily loan disbursement lines, minimize cost of funds CoF, and maintain absolute regulatory compliance.
• The ideal candidate brings deep technical expertise in institutional liquidity structuring, debt service tracking, and asset-liability matchmaking within the Nigerian financial services sector.

Key Responsibilities
Liquidity Management & Cash Flow Optimization:

• Manage and optimize daily cash flow operations across all corporate accounts to ensure robust liquidity for immediate loan disbursements payday, asset, and business loans.
• Maintain optimal cash buffer thresholds to absorb sudden, high-volume credit drawdowns while minimizing idle cash dragged on yields.
• Oversee corporate bank relationships, clearing systems, and transaction channels to negotiate lower transaction charges and competitive interest rates on current accounts.

Investment Portfolio & Liability Governance:

• Manage the structuring, accounting, and lifecycle of inflows from the Surecredit Private Placement Note and the Surecredit Bilateral Asset Co-Ownership Scheme.
• Track, model, and project future maturities, interest payments, and rollover volumes to eliminate maturity mismatch risks against the loan book.
• Administer timely, accurate payouts of monthly, quarterly, or terminal yields to retail and institutional high-net-worth investors.
• Partner with the Head of Marketing to provide treasury data, yields positioning, and liquidity proof metrics to backstop external fundraising pitches.

Asset-Liability Matching ALM & Risk Mitigation:

• Chair the internal Asset-Liability Committee ALCO, preparing data-driven weekly and monthly maturity gap profiles and sensitivity analyses.
• Implement hedging strategies and liquidity stress testing to protect the firm from sudden macroeconomic shocks or sharp asset-side default spikes.
• Track the exact Weighted Average Cost of Funds WACF against the internal loan yield margins to guarantee the company maintains healthy Net Interest Margins NIM.

Regulatory Compliance & Financial Reporting:

• Enforce compliance with all Lagos State lending regulations, state tax mandates, and relevant central banking or shadow banking cash reserve guidelines.
• Design, refine, and continuously update internal treasury manuals, corporate governance policy controls, and fund allocation policies.
• Produce precise daily liquidity reports and weekly macro-treasury dashboards for presentation directly to the Managing Director and Chief Financial Officer.

Qualifications & Competencies
Education & Professional Certifications:

• Education: Bachelor’s Degree in Finance, Accounting, Economics, or an analytical business field.
• Certifications: Professional certification such as CFA, ACA, ACCA, ACTA Association of Corporate Treasurers of Nigeria, or a relevant professional treasury diploma is highly mandatory.

Experience & Track Record:

• Industry Tenure: Minimum of 8–12 years of core treasury or cash management experience within an Investment House, Finance Company, Tier-1 Microfinance Bank, Fintech Lender, or Tier-2 Commercial Bank in Nigeria.
• Leadership Focus: At least 3–5 years in a distinct treasury leadership, managerial, or ALCO-facing capacity.
• Domain Mastery: Practical history managing complex asset-backed investments, structured private debt instruments, or bilateral co-ownership programs.

Technical & Soft Skills:

• ALM Software Mastery: Advanced financial modeling skills in Microsoft Excel, along with experience using core banking applications or modern treasury management systems TMS.
• Macroeconomic Literacy: Deep analytical understanding of the local fixed-income market, treasury bills yields, and alternative lending structures.
• Negotiation & Precision: High-level mathematical ability, extreme attention to operational details, and sharp negotiating skills with commercial banks and primary dealers.